A reverse mortgage allows Canadian homeowners 55+ years to access their equity, without a monthly mortgage payment.

My number #1 for after you’re pre-approved is to avoid taking on new debt on anything you don’t need until after your mortgage has closed.

If you’re buying in a high-priced area like Canmore there are many other costs NOT associated with your mortgage.

The pre-qualification number you get when you visit online bank calculators or other mortgage tools is rarely ever what you’ll actually get.

Financing a vacation home is not only achievable but also can be affordable with the right preparation and research.

Take advantage of a lower interest rate and one monthly payment, and complete renovations with a purchase plus improvement mortgage.